Port Perry Property Taxes: What You Pay in Scugog in 2026

How much are Port Perry property taxes in 2026? In plain numbers, Scugog’s combined residential tax rate was 1.333447 percent of assessed value in 2025, which put the average Port Perry bill near $5,840 a year on an assessed home of about $438,000. Taxes are set on MPAC’s assessed value, not on the sale price, and the bill splits three ways between the Township of Scugog, the Region of Durham and education. This guide explains the rate, what a home like 459 Victoria Street pays, when bills arrive, and the relief programs that can lower your real cost.

We are Keith Williams and Lisa C. Follows, brokers with Willows Realty Group, and we help buyers and sellers across Port Perry and Durham Region every week. Property tax is the line item families ask about most after the mortgage, so this guide walks how the rate is set, how to estimate your own bill, when to pay, and what relief Ontario offers.

How are Port Perry property taxes calculated?

Port Perry property taxes are a simple multiplication: assessed value times combined tax rate. The assessed value comes from MPAC, Ontario’s independent assessor, which assigns a Current Value Assessment using the market value as of a fixed legislated valuation date. The rate comes from the three bodies that collect the bill: the Township of Scugog, the Region of Durham and the education levy.

Multiply assessed value by rate and you have the annual bill, and the same math applies to every property in town, from a lakefront cottage on Highland Beach to a rural home near Blackstock.

The crucial detail: the assessed value is not the sale price. Ontario’s province-wide reassessments have been paused since the 2016 valuation date, so on most Port Perry streets MPAC’s number sits well below the current asking price, and your bill follows the older, lower value until a reassessment catches up. The affordability guide we wrote for 2026 shows how taxes fit the full monthly carrying cost.

What is the Scugog property tax rate in 2026?

The combined residential rate for Scugog in 2025 was 1.333447 percent, published in full on the Township of Scugog tax rates page. That single number is three lines added together: the Township portion of 0.435578 percent, the Region of Durham portion of 0.744869 percent and the education portion of 0.153 percent. The split matters because Scugog keeps only about 33 percent of the total bill; the Region takes the largest share, and the education levy goes to school boards.

For 2026, Scugog’s own portion rose 4.12 percent, lowered from an originally drafted 5.54 percent after new development and assessment growth were added to the roll. On an average residential property that works out to roughly $6.55 a month, or about $78.60 a year, on the township’s share alone. The Region of Durham and the school boards set their own portions, so the full 2026 combined rate can shift independently of Scugog’s budget.

The township’s own budget planning assumes an average residential assessment of about $438,000, though third-party comparisons quote lower figures near $414,000. Work from the rate and your assessed value, not a headline average. Our 2026 Port Perry market guide keeps the price picture in one place, and the fall market update tracks where sale prices have moved.

What does a home like 459 Victoria Street pay in property tax?

The honest answer is that it depends on the assessed value MPAC has assigned, and that is address-specific. Because assessments are frozen at 2016 values while Port Perry prices have climbed, the assessed value on a home like 459 Victoria, roughly 2,344 square feet above grade with four bedrooms and a double garage, is typically a fraction of the current asking price. Confirm the exact number on the listing or MPAC’s online look-up.

Here is the arithmetic, using the 2025 combined rate of 1.333447 percent:

On an assessed value of $500,000: about $6,667 a year, or $556 a month.

On an assessed value of $650,000: about $8,667 a year, or $722 a month.

On an assessed value of $800,000: about $10,668 a year, or $889 a month.

These are illustrative examples; your lender’s and MPAC’s figures are the ones that count. To budget, take the assessed value, multiply by the rate and divide by 12. The first-time buyer guide to Port Perry covers the full list of costs a buyer carries, and our affordability guide adds taxes into its monthly scenarios.

When are Scugog property tax bills due?

Scugog bills twice a year. Interim bills are mailed in January, based on up to 50 percent of the previous year’s annualized taxes, with installments due in February and April. Final bills follow once the budgets are set, with installments due in June and September. For 2026, the interim installments were due February 23 and the final ones June 23 and September 23.

The most convenient option is the township’s monthly Pre-Authorized Payment plan, which spreads the year across twelve equal withdrawals; once enrolled, the bills you receive are for your records only. You can also pay online or by telephone banking using “Scugog Taxes” as the payee and your 15-digit roll number as the account number, in person at the Municipal Office at 181 Perry St., or by mail. Miss a date and Scugog applies a 1.25 percent late charge plus a $6 reminder fee.

What tax relief can lower your Scugog property tax bill?

Two Ontario programs put real money back for eligible households, and both are claimed through the ON-BEN form when you file your taxes, not from the township. The Senior Homeowners’ Property Tax Grant pays up to $500 a year to homeowners aged 64 or older who own and occupy their principal residence in Ontario and have paid property tax on it. The full amount goes to single seniors with income of $35,000 or less and couples at $45,000 or less, phasing out above those lines.

The Ontario Energy and Property Tax Credit is part of the Ontario Trillium Benefit and helps low-to-moderate income households with property tax, energy and sales tax. For the 2026 benefit year it can pay up to $1,307 for those aged 18 to 64 and up to $1,488 for those 65 or older, delivered monthly or as a lump sum. Many Port Perry seniors qualify for both, and together they take a meaningful slice off the annual carrying cost of a home.

There is also a way to challenge the assessment. If you believe MPAC’s value is too high, you can file a free Request for Reconsideration, usually by March 31 of the tax year, then appeal to the Assessment Review Board if it is denied. Most homeowners never need it, but MPAC’s assessment cycle explainer walks through both steps.

How do Scugog taxes fit the whole picture?

Property tax is one of several address-specific numbers that decide what a home really costs to carry, beside the mortgage, heating, insurance and the commute. Near the town core, the streets around Victoria, Bigelow and Ash sit a short walk from R.H. Cornish Public School, Queen Street and the Lake Scugog waterfront, mapped in the Port Perry neighbourhood guide. Lakefront communities such as Highland Beach and Cedar Shores carry higher assessments and therefore higher bills, while hamlets like Blackstock and Prince Albert stretch each dollar further on both price and tax.

When comparing homes, ask for the assessed value on each and run the same rate against all of them, because two homes at the same price can carry very different bills. That is the kind of detail we pull for every buyer, and it is easy to check before an offer. Our guide to selling a home in Port Perry covers the seller side of the same numbers, and the moving to Port Perry guide puts the full cost of living here in one place.

Scugog property taxes, asked plainly

How much are property taxes in Port Perry on an average home?

On the township’s assumed average assessment of about $438,000, the 2025 combined rate of 1.333447 percent produces a bill near $5,840 a year, or about $487 a month.

Are Scugog property taxes based on the sale price of the home?

No. They are based on the MPAC assessed value, set as of a legislated valuation date and multiplied by the combined Township, Region and education tax rate. Because assessments have been paused since 2016, that value is often lower than the sale price.

When are Port Perry property tax bills due?

Twice a year: interim installments in February and April, then final installments in June and September. A monthly Pre-Authorized Payment plan spreads the year into twelve equal withdrawals; missed dates carry a 1.25 percent late charge plus a $6 fee.

Is there a property tax rebate for seniors in Scugog?

Yes, through two Ontario programs claimed on the ON-BEN form: the Senior Homeowners’ Property Tax Grant pays up to $500 a year, and the Energy and Property Tax Credit pays up to $1,488 for seniors aged 65 and older.

Can I challenge my MPAC assessment in Port Perry?

Yes. File a free Request for Reconsideration with MPAC, usually by March 31 of the tax year; if denied, appeal to the Assessment Review Board within 90 days of the decision.

Written by your local team

Keith Williams & Lisa C. Follows are licensed Brokers and co-founders of Willows Realty Group, and the local experts and curators of this information. They help buyers and sellers in Port Perry and across Durham Region every week, and each week’s guide is built from the questions families actually ask when they start looking. More about the team is on the About page.

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Call Lisa or Keith at 905-985-9898.

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